With the passing of 2013, Service members can look forward to new opportunities in 2014. The Airman and Family Readiness Center at Langley Air Force Base, Va., and the Army Community Service Center at Fort Eustis, Va., offer many programs to assist in working towards getting out of debt, starting a savings plan or both. (U.S. Air Force photo by Airman 1st Class Victoria H. Taylor/Released)